/* ============================================================
   FundrayzerGlobal Bank — style.css
   Mirrors the layout & section structure of onecapitaltrustbnk.com
   ============================================================ */

/* ---------- RESET & ROOT ---------- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --primary:        #0a2e6e;
  --primary-mid:    #1040a0;
  --primary-light:  #1a55c8;
  --accent:         #f5a623;
  --accent-light:   #ffc94a;
  --teal:           #1a7fd4;
  --white:          #ffffff;
  --off-white:      #f4f7fc;
  --text:           #1a1e2e;
  --text-muted:     #5a6480;
  --border:         #d4daea;
  --font:           'Poppins', sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
}

a { text-decoration: none; color: inherit; }

/* ---------- TOP INFO BAR ---------- */
.topbar {
  background: var(--primary);
  padding: 0.45rem 5vw;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.78);
  gap: 1rem;
}
.topbar-left {
  display: flex;
  gap: 2rem;
  flex-wrap: wrap;
}
.topbar-left span {
  display: flex;
  align-items: center;
  gap: 0.4rem;
}
.topbar-social {
  display: flex;
  gap: 0.6rem;
  align-items: center;
}
.topbar-social a {
  width: 26px;
  height: 26px;
  background: rgba(255,255,255,0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.68rem;
  color: rgba(255,255,255,0.8);
  transition: background 0.2s, color 0.2s;
}
.topbar-social a:hover {
  background: var(--accent);
  color: var(--primary);
}

/* ---------- NAVBAR ---------- */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  box-shadow: 0 2px 18px rgba(10,46,110,0.1);
  padding: 0.85rem 5vw;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.65rem;
}
.nav-logo-mark {
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, var(--primary), var(--teal));
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}
.nav-logo-name {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--primary);
  letter-spacing: -0.01em;
  line-height: 1.1;
}
.nav-logo-name span { color: var(--accent); }
.nav-logo-sub {
  font-size: 0.6rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-muted);
}
.nav-menu {
  display: flex;
  align-items: center;
  gap: 2rem;
  list-style: none;
}
.nav-menu a {
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--text-muted);
  position: relative;
  padding-bottom: 3px;
  transition: color 0.2s;
}
.nav-menu a::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 0; height: 2px;
  background: var(--accent);
  transition: width 0.25s;
}
.nav-menu a:hover { color: var(--primary); }
.nav-menu a:hover::after { width: 100%; }
.btn-signin {
  background: var(--primary);
  color: var(--white);
  font-family: var(--font);
  font-size: 0.83rem;
  font-weight: 600;
  padding: 0.6rem 1.6rem;
  border-radius: 6px;
  border: none;
  cursor: pointer;
  transition: background 0.2s;
  white-space: nowrap;
  display: inline-block;
}
.btn-signin:hover { background: var(--primary-light); }

/* ---------- HERO BANNER ---------- */
.hero {
  background: linear-gradient(140deg, var(--primary) 0%, var(--primary-mid) 55%, var(--primary-light) 100%);
  padding: 5rem 5vw 4rem;
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 2rem;
}
.hero::before {
  content: '';
  position: absolute;
  width: 560px; height: 560px;
  border-radius: 50%;
  background: rgba(245,166,35,0.07);
  top: -140px; right: -140px;
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  width: 360px; height: 360px;
  border-radius: 50%;
  background: rgba(26,100,210,0.07);
  bottom: -100px; left: -80px;
  pointer-events: none;
}
.hero-content { position: relative; z-index: 2; max-width: 680px; }
.hero-content h1 {
  font-size: clamp(2rem, 4.5vw, 3.6rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.18;
  margin-bottom: 1.2rem;
}
.hero-content h1 span { color: var(--accent-light); }
.hero-content p {
  font-size: 1rem;
  color: rgba(255,255,255,0.72);
  line-height: 1.8;
  margin-bottom: 2rem;
  max-width: 50ch;
  margin-left: auto;
  margin-right: auto;
}
.btn-hero {
  display: inline-block;
  background: var(--accent);
  color: var(--primary);
  font-family: var(--font);
  font-weight: 700;
  font-size: 0.9rem;
  padding: 0.9rem 2.2rem;
  border-radius: 6px;
  border: none;
  cursor: pointer;
  transition: background 0.2s, transform 0.15s, box-shadow 0.15s;
}
.btn-hero:hover {
  background: var(--accent-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(245,166,35,0.35);
}

/* Hero bottom banners row */
.hero-banners {
  position: relative;
  z-index: 2;
  display: flex;
  gap: 1.5rem;
  justify-content: center;
  flex-wrap: wrap;
}
.hero-banner-card {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 16px;
  padding: 1.6rem 2rem;
  backdrop-filter: blur(10px);
  text-align: center;
  min-width: 160px;
  transition: background 0.25s;
}
.hero-banner-card:hover { background: rgba(255,255,255,0.16); }
.hero-banner-card .banner-val {
  font-size: 2rem;
  font-weight: 700;
  color: var(--accent-light);
  line-height: 1;
}
.hero-banner-card .banner-lbl {
  font-size: 0.72rem;
  font-weight: 600;
  color: rgba(255,255,255,0.65);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-top: 0.35rem;
}

/* ---------- ABOUT ---------- */
.about {
  padding: 6rem 5vw;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.about-img {
  border-radius: 20px;
  overflow: hidden;
  position: relative;
}
.about-img-box {
  background: linear-gradient(145deg, var(--primary) 0%, var(--teal) 100%);
  border-radius: 20px;
  height: 420px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}
.about-img-box::before {
  content: '';
  position: absolute;
  width: 200px; height: 200px;
  border-radius: 50%;
  background: rgba(245,165,0,0.12);
  top: -40px; right: -40px;
}
.about-img-box::after {
  content: '';
  position: absolute;
  width: 140px; height: 140px;
  border-radius: 50%;
  background: rgba(255,255,255,0.05);
  bottom: -30px; left: 20px;
}
.about-emoji {
  font-size: 6.5rem;
  position: relative;
  z-index: 2;
}
.about-badge {
  position: absolute;
  bottom: -18px; right: -18px;
  background: var(--accent);
  border-radius: 14px;
  padding: 1rem 1.4rem;
  text-align: center;
  box-shadow: 0 10px 28px rgba(245,166,35,0.3);
  z-index: 5;
}
.about-badge-val {
  font-size: 1.7rem;
  font-weight: 700;
  color: var(--primary);
  line-height: 1;
}
.about-badge-lbl {
  font-size: 0.66rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--primary);
}

.about-text .section-tag { margin-bottom: 0.6rem; }
.section-tag {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--primary-light);
  background: rgba(26,85,200,0.09);
  border: 1px solid rgba(26,85,200,0.18);
  padding: 0.28rem 0.9rem;
  border-radius: 20px;
}
.section-title {
  font-size: clamp(1.7rem, 2.8vw, 2.5rem);
  font-weight: 700;
  color: var(--primary);
  line-height: 1.2;
  margin-bottom: 1.4rem;
}

/* About tabs */
.about-tabs {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 1.4rem;
  flex-wrap: wrap;
}
.tab-btn {
  font-family: var(--font);
  font-size: 0.8rem;
  font-weight: 600;
  padding: 0.48rem 1.1rem;
  border: 2px solid var(--border);
  border-radius: 6px;
  background: transparent;
  color: var(--text-muted);
  cursor: pointer;
  transition: all 0.2s;
}
.tab-btn.active {
  background: var(--primary);
  color: var(--white);
  border-color: var(--primary);
}
.tab-content { display: none; }
.tab-content.active { display: block; }
.tab-content p {
  font-size: 0.9rem;
  line-height: 1.88;
  color: var(--text-muted);
}

/* ---------- SERVICES ---------- */
.services {
  background: var(--off-white);
  padding: 6rem 5vw;
}
.services-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  max-width: 1100px;
  margin: 0 auto;
}
.services-left { }
.services-right .section-tag { margin-bottom: 0.6rem; }
.services-list {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin-top: 1.5rem;
}
.service-item {
  display: flex;
  gap: 1.1rem;
  align-items: flex-start;
  background: var(--white);
  border-radius: 14px;
  padding: 1.4rem;
  border: 1px solid var(--border);
  transition: box-shadow 0.25s, transform 0.25s;
}
.service-item:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 30px rgba(10,46,110,0.1);
}
.service-icon {
  width: 50px; height: 50px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
}
.si-green  { background: rgba(10,46,110,0.08); }
.si-teal   { background: rgba(26,100,210,0.1); }
.si-orange { background: rgba(245,166,35,0.1); }
.service-item h4 {
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.4rem;
}
.service-item p {
  font-size: 0.83rem;
  line-height: 1.75;
  color: var(--text-muted);
}
.services-img-box {
  background: linear-gradient(145deg, var(--primary-mid) 0%, var(--teal) 100%);
  border-radius: 20px;
  height: 420px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}
.services-img-box::before {
  content: '';
  position: absolute;
  width: 200px; height: 200px;
  background: rgba(245,166,35,0.1);
  border-radius: 50%;
  bottom: -40px; left: -40px;
}
.services-emoji {
  font-size: 6rem;
  position: relative;
  z-index: 2;
}

/* ---------- WHY CHOOSE US ---------- */
.why {
  padding: 6rem 5vw;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.why-img-box {
  background: linear-gradient(145deg, var(--primary) 0%, var(--primary-mid) 100%);
  border-radius: 20px;
  height: 440px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}
.why-img-box::before {
  content: '';
  position: absolute;
  width: 260px; height: 260px;
  background: rgba(26,100,210,0.1);
  border-radius: 50%;
  top: -60px; right: -60px;
}
.why-img-box::after {
  content: '';
  position: absolute;
  width: 180px; height: 180px;
  background: rgba(245,166,35,0.08);
  border-radius: 50%;
  bottom: -40px; left: -40px;
}
.why-emoji { font-size: 6rem; position: relative; z-index: 2; }
.why-content .section-tag { margin-bottom: 0.6rem; }
.why-list {
  display: flex;
  flex-direction: column;
  gap: 1.4rem;
  margin-top: 1.5rem;
}
.why-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}
.why-num {
  flex-shrink: 0;
  width: 38px; height: 38px;
  background: var(--primary);
  color: var(--white);
  font-size: 0.8rem;
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 12px rgba(10,46,110,0.22);
}
.why-body h4 {
  font-size: 0.96rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.35rem;
}
.why-body p {
  font-size: 0.84rem;
  line-height: 1.76;
  color: var(--text-muted);
}

/* ---------- TEAM ---------- */
.team {
  background: var(--off-white);
  padding: 6rem 5vw;
  text-align: center;
}
.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.4rem;
  max-width: 1060px;
  margin: 3rem auto 0;
}
.team-card {
  background: var(--white);
  border-radius: 16px;
  padding: 2rem 1.4rem;
  border: 1px solid var(--border);
  transition: transform 0.25s, box-shadow 0.25s;
}
.team-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 30px rgba(10,46,110,0.1);
}
.team-avatar {
  width: 78px; height: 78px;
  border-radius: 50%;
  margin: 0 auto 1rem;
  background: linear-gradient(135deg, var(--primary), var(--teal));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.9rem;
  font-weight: 700;
  color: var(--white);
}
.team-card h4 {
  font-size: 0.93rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.3rem;
}
.team-card p {
  font-size: 0.75rem;
  color: var(--text-muted);
}

/* ---------- FEATURES ---------- */
.features {
  padding: 6rem 5vw;
  text-align: center;
}
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  max-width: 1060px;
  margin: 3rem auto 0;
}
.feature-card {
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 2.4rem 1.8rem;
  text-align: left;
  background: var(--white);
  transition: border-color 0.25s, box-shadow 0.25s, transform 0.25s;
  position: relative;
  overflow: hidden;
}
.feature-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 0; height: 3px;
  background: var(--accent);
  transition: width 0.35s;
}
.feature-card:hover {
  border-color: var(--primary-light);
  box-shadow: 0 10px 28px rgba(10,46,110,0.09);
  transform: translateY(-4px);
}
.feature-card:hover::after { width: 100%; }
.hexagon {
  width: 60px; height: 60px;
  background: linear-gradient(135deg, var(--primary), var(--teal));
  clip-path: polygon(50% 0%, 100% 25%, 100% 75%, 50% 100%, 0% 75%, 0% 25%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: var(--white);
  margin-bottom: 1.2rem;
}
.feature-card h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.65rem;
}
.feature-card p {
  font-size: 0.84rem;
  line-height: 1.76;
  color: var(--text-muted);
}

/* ---------- PARTNERS ---------- */
.partners {
  background: var(--off-white);
  padding: 4rem 5vw;
  text-align: center;
}
.partners-title {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 2.2rem;
}
.partners-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2.5rem;
  flex-wrap: wrap;
}
.partner-logo {
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  color: #8a96b0;
  padding: 0.58rem 1.2rem;
  border: 1px solid #c4cce0;
  border-radius: 8px;
  transition: all 0.2s;
}
.partner-logo:hover {
  color: var(--primary);
  border-color: var(--primary-light);
}

/* ---------- HOW IT WORKS ---------- */
.how {
  padding: 6rem 5vw;
  text-align: center;
}
.how-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  max-width: 1060px;
  margin: 4rem auto 0;
  position: relative;
}
.how-steps::before {
  content: '';
  position: absolute;
  top: 30px; left: 13%;
  width: 74%;
  height: 2px;
  background: linear-gradient(to right, var(--accent), var(--primary-light));
}
.how-step { text-align: center; position: relative; }
.step-num {
  width: 60px; height: 60px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  font-size: 1.15rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.2rem;
  position: relative;
  z-index: 2;
  box-shadow: 0 4px 18px rgba(10,46,110,0.28);
  transition: background 0.2s;
}
.step-num:hover { background: var(--primary-light); }
.step-num.step-accent {
  background: var(--accent);
  color: var(--primary);
}
.how-step h4 {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.45rem;
}
.how-step p {
  font-size: 0.79rem;
  color: var(--text-muted);
  line-height: 1.7;
}

/* ---------- TESTIMONIALS ---------- */
.testimonials {
  background: var(--primary);
  padding: 6rem 5vw;
  text-align: center;
}
.testimonials .section-tag {
  background: rgba(245,166,35,0.15);
  color: var(--accent-light);
  border-color: rgba(245,166,35,0.2);
}
.testimonials .section-title { color: var(--white); }
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  max-width: 1060px;
  margin: 3rem auto 0;
}
.testi-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 16px;
  padding: 2rem;
  text-align: left;
  backdrop-filter: blur(8px);
  transition: background 0.25s;
}
.testi-card:hover { background: rgba(255,255,255,0.1); }
.testi-quote-icon {
  font-size: 2.2rem;
  color: var(--accent);
  line-height: 1;
  margin-bottom: 0.8rem;
  font-family: Georgia, serif;
}
.testi-card p {
  font-size: 0.86rem;
  line-height: 1.82;
  color: rgba(255,255,255,0.72);
  margin-bottom: 1.3rem;
}
.testi-author {
  display: flex;
  align-items: center;
  gap: 0.8rem;
}
.testi-avatar {
  width: 42px; height: 42px;
  border-radius: 50%;
  background: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.88rem;
  color: var(--primary);
  flex-shrink: 0;
}
.testi-name {
  font-size: 0.84rem;
  font-weight: 700;
  color: var(--white);
}
.testi-role {
  font-size: 0.71rem;
  color: rgba(255,255,255,0.45);
  margin-top: 0.1rem;
}

/* ---------- FAQ ---------- */
.faq { padding: 6rem 5vw; }
.faq-inner {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 4rem;
  max-width: 1060px;
  margin: 0 auto;
  align-items: start;
}
.faq-intro .section-title { font-size: 2rem; }
.faq-intro > p {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.8;
  margin: 1rem 0 1.6rem;
}
.btn-contact {
  display: inline-block;
  background: var(--primary);
  color: var(--white);
  font-family: var(--font);
  font-size: 0.84rem;
  font-weight: 600;
  padding: 0.75rem 1.8rem;
  border-radius: 6px;
  border: none;
  cursor: pointer;
  transition: background 0.2s;
}
.btn-contact:hover { background: var(--primary-light); }
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
}
.faq-item {
  border: 1px solid var(--border);
  border-radius: 10px;
  overflow: hidden;
  transition: border-color 0.2s;
}
.faq-item.open { border-color: var(--primary-light); }
.faq-q {
  width: 100%;
  background: none;
  border: none;
  font-family: var(--font);
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--primary);
  text-align: left;
  padding: 1rem 1.2rem;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 0.5rem;
}
.faq-q .faq-icon {
  font-size: 1.1rem;
  transition: transform 0.28s;
  flex-shrink: 0;
  color: var(--primary-light);
}
.faq-item.open .faq-q .faq-icon { transform: rotate(45deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.32s ease, padding 0.32s;
  font-size: 0.84rem;
  color: var(--text-muted);
  line-height: 1.78;
  padding: 0 1.2rem;
}
.faq-item.open .faq-a { max-height: 220px; padding: 0 1.2rem 1rem; }

/* ---------- STATS COUNTER STRIP ---------- */
.counter-strip {
  background: var(--primary);
  padding: 4rem 5vw;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
}
.counter-item {
  text-align: center;
  padding: 2rem 1.5rem;
  border-right: 1px solid rgba(255,255,255,0.08);
  position: relative;
}
.counter-item:last-child { border-right: none; }
.counter-val {
  font-size: clamp(2rem, 3.5vw, 3rem);
  font-weight: 700;
  color: var(--accent-light);
  line-height: 1;
}
.counter-lbl {
  font-size: 0.74rem;
  font-weight: 500;
  color: rgba(255,255,255,0.45);
  margin-top: 0.5rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

/* ---------- NEWSLETTER ---------- */
.newsletter {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
  padding: 4.5rem 5vw;
  text-align: center;
}
.newsletter h2 {
  font-size: 1.7rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.5rem;
}
.newsletter p {
  font-size: 0.9rem;
  color: rgba(10,46,110,0.68);
  margin-bottom: 2rem;
}
.newsletter-form {
  display: flex;
  justify-content: center;
  max-width: 480px;
  margin: 0 auto;
}
.newsletter-input {
  flex: 1;
  padding: 0.92rem 1.3rem;
  font-family: var(--font);
  font-size: 0.86rem;
  border: none;
  border-radius: 8px 0 0 8px;
  outline: none;
  color: var(--text);
}
.newsletter-btn {
  background: var(--primary);
  color: var(--white);
  font-family: var(--font);
  font-size: 0.85rem;
  font-weight: 600;
  padding: 0.92rem 1.8rem;
  border: none;
  border-radius: 0 8px 8px 0;
  cursor: pointer;
  transition: background 0.2s;
  white-space: nowrap;
}
.newsletter-btn:hover { background: var(--primary-light); }

/* ---------- FOOTER ---------- */
footer {
  background: #060a18;
  padding: 5rem 5vw 2.5rem;
}
.footer-top {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1.3fr;
  gap: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,0.07);
  margin-bottom: 2rem;
}
.footer-about p {
  font-size: 0.83rem;
  line-height: 1.82;
  color: rgba(255,255,255,0.36);
  margin-top: 1rem;
  max-width: 30ch;
}
.footer-col h5 {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.6);
  margin-bottom: 1.2rem;
}
.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}
.footer-links li a {
  font-size: 0.83rem;
  color: rgba(255,255,255,0.36);
  transition: color 0.2s;
}
.footer-links li a:hover { color: var(--accent); }
.footer-contact-item {
  display: flex;
  gap: 0.6rem;
  align-items: flex-start;
  margin-bottom: 0.72rem;
  font-size: 0.83rem;
  color: rgba(255,255,255,0.36);
}
.footer-contact-icon { font-size: 1rem; flex-shrink: 0; margin-top: 1px; }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}
.footer-copy {
  font-size: 0.74rem;
  color: rgba(255,255,255,0.22);
}
.footer-legal {
  display: flex;
  gap: 1.5rem;
}
.footer-legal a {
  font-size: 0.74rem;
  color: rgba(255,255,255,0.22);
  transition: color 0.2s;
}
.footer-legal a:hover { color: var(--accent); }

/* ---------- COOKIE BAR ---------- */
.cookie-bar {
  position: fixed;
  bottom: 1.5rem;
  left: 50%;
  transform: translateX(-50%);
  background: var(--primary);
  color: var(--white);
  padding: 1rem 1.5rem;
  border-radius: 12px;
  display: flex;
  align-items: center;
  gap: 1.5rem;
  max-width: 720px;
  width: calc(100% - 3rem);
  box-shadow: 0 8px 32px rgba(0,0,0,0.35);
  z-index: 9999;
  font-size: 0.82rem;
}
.cookie-bar p {
  flex: 1;
  color: rgba(255,255,255,0.78);
  line-height: 1.6;
}
.cookie-bar a { color: var(--accent-light); text-decoration: underline; }
.cookie-allow {
  background: var(--accent);
  color: var(--primary);
  font-family: var(--font);
  font-weight: 700;
  font-size: 0.78rem;
  padding: 0.55rem 1.3rem;
  border-radius: 6px;
  border: none;
  cursor: pointer;
  white-space: nowrap;
  transition: background 0.2s;
}
.cookie-allow:hover { background: var(--accent-light); }
.hidden { display: none !important; }

/* ---------- FOOTER LOGO REUSE ---------- */
.footer-logo-text {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.01em;
}
.footer-logo-text span { color: var(--accent); }

/* ---------- RESPONSIVE ---------- */
@media (max-width: 1024px) {
  .counter-strip { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 960px) {
  .about            { grid-template-columns: 1fr; }
  .about-img        { display: none; }
  .services-inner   { grid-template-columns: 1fr; }
  .services-left    { display: none; }
  .why              { grid-template-columns: 1fr; }
  .why-img-box      { display: none; }
  .team-grid        { grid-template-columns: 1fr 1fr; }
  .features-grid    { grid-template-columns: 1fr 1fr; }
  .how-steps        { grid-template-columns: 1fr 1fr; }
  .how-steps::before{ display: none; }
  .testimonials-grid{ grid-template-columns: 1fr; }
  .faq-inner        { grid-template-columns: 1fr; }
  .footer-top       { grid-template-columns: 1fr 1fr; }
  .nav-menu         { display: none; }
  .topbar-left      { font-size: 0.68rem; gap: 0.8rem; }
}

@media (max-width: 640px) {
  .team-grid        { grid-template-columns: 1fr 1fr; }
  .features-grid    { grid-template-columns: 1fr; }
  .how-steps        { grid-template-columns: 1fr 1fr; }
  .counter-strip    { grid-template-columns: 1fr 1fr; }
  .hero-banners     { flex-direction: column; align-items: center; }
  .footer-top       { grid-template-columns: 1fr; }
}

@media (max-width: 420px) {
  .team-grid        { grid-template-columns: 1fr; }
  .how-steps        { grid-template-columns: 1fr; }
}